Before, during and after a Hurricane

• If your home is unlivable, find out what living expenses your insurance policy may provide. Be patient and assist claims adjusters assigned to your case. Small losses may be settled quickly; extensive claims will take longer.
• Notify creditors if bills have been lost or you're unable to pay.
• Ask your utility company to stop billing if your home is unlivable or has been destroyed.
• Report your claim to Allstate promptly. Be aware, if a widespread disaster has occurred, the company may set up special procedures.
• Prepare to file an insurance claim by gathering all relevant policy numbers.
• Inventory your home for damaged or lost items before your adjustor arrives. This will speed up your claim process.
• Work with a qualified tax expert to find out about tax breaks you may be eligible for because of your losses.